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	<title>Potluck &#187; giving</title>
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		<title>Financing hogs</title>
		<link>http://rondauphin.com/2009/05/20/financing-hogs/</link>
		<comments>http://rondauphin.com/2009/05/20/financing-hogs/#comments</comments>
		<pubDate>Wed, 20 May 2009 19:11:36 +0000</pubDate>
		<dc:creator>Ron Dauphin</dc:creator>
				<category><![CDATA[Random Thoughts]]></category>
		<category><![CDATA[giving]]></category>
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		<description><![CDATA[Yes, these are tough economic times, but I&#8217;ve found an investment that has really paid off for me.  Through the website Kiva.org, I have invested a small amount of money to help a woman begin a hog farm.  Rubylyn and &#8230; <a href="http://rondauphin.com/2009/05/20/financing-hogs/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Yes, these are tough economic times, but I&#8217;ve found an investment that has really paid off for me.  Through the website Kiva.org, I have invested a small amount of money to help a woman begin a hog farm.  Rubylyn and her husband, who live in the Philippines, struggle to make a living, but they&#8217;re inspired by their 4-year old daughter to pull themselves out of poverty.  They live in a &#8220;humble house without electricity.&#8221;  She requested a loan for home repair and to purchase pigs.  A local non-profit organization met with her, reviewed her application, and approved her goal, setting clear plans for repayment.</p>
<p>My $25 gift didn&#8217;t go very far in starting a hog farm, I&#8217;m sure, but my gift combined with $25 and $50 gifts from many other Kiva investors made it happen.  Within six weeks, a portion of my investment was returned to me by Kiva with a note of appreciation. After twelve weeks, another note outlined how the venture is growing.  After several months, Kiva notified me that my investment amount had been 96% repaid.  The combined gifts helped a family desperately in need to get on their feet again.</p>
<p>As the loan is repaid, I have the option to use my $25 to help someone else or to reclaim my funds.   I&#8217;m reviewing the possibilities.  I&#8217;ve also helped a group of women set up a seamstress shop in Afghanistan, and helped purchase wood for a carpenter in Togo.  My funds earn no interest (about the same rate my bank pays.)  The feeling of making a difference is reward enough.  It&#8217;s one of the best investments I&#8217;ve made in a long time.  <a href="http://www.kiva.org">Care to join me?</a></p>
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